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Home » How to open opay account [ in 2 Minutes].

How to open opay account [ in 2 Minutes].

What to know how to open opay account?  You have came to the right guide.

In this guide you will learn how to create opay account in Just few minutes.

Table of contents:

  • Downloading the App.
  • Opening your account.
  • Creating your password.
  • Face verification.
  • Your identification method.
  • Your personal information.
  • Linking your email to your account.


1. Downloading the app.

Click here to download the opay app or google play store if you are on Android and app store for iOS/iPhone users.

Search for opay and click on install and wait for the installation to complete.


2. Opening your account.

How to open opay account

After successfully installing the opay mobile app, open it and start your registration process.

Input your phone number which will also serve as your account number and agree to there terms and conditions , then tap on “sign up”.

How to open opay account

An OTP will be sent to your registered phone number, enter the OTP and click “Next“.


3. Creating your password.

How to open opay account

After confirming your phone number, you will be asked to create a 6-digit password which you will be using to login and access your account.

After creating your password click on “Next“.


4. Face verification.

How to open opay account

To complete your account setup you have to enroll your face to further protect your account.

Put your face in the frame, make sure that your face is not blur and complete the process.


5. Identification method.

In this step , you have 4 options for identification which includes BVN, NIN, Phone number or your Bank account.

Select your preferred choice and continue.

6. Personal information.

How to open opay account

In this step you have to fill out the required informations such as First name, Middle name, Surname, Address, Date of birth and your Gender.


7. Linking your Email address.

After providing the required informations, you will get a message on your screen telling you that your opay account has been created successfully, secure with Email.

Click on Next and add your Email address, an OTP will also be sent to your email address, enter the OTP and click on “verify” and your opay account will be created.

This is how to open opay account in few minutes.



What is the highest amount Opay can receive?

If you are a tier 1 user the maximum amount you can receive is ₦50,000₦200,000 for tier 2 user and ₦5,000,000 for tier 3 user.


What is the minimum deposit in Opay?

The minimum amount you can deposit in Opay is ₦100.


Is it safe to save money on Opay?

Yes opay is safe for saving money, it is also regulated by the CBN and Insured by the Nigeria Deposit Insurance Corporation(NDIC).


Can I have an Opay account without having a bank account?

Yes your registered phone number will be used as your bank account, you don’t need to have another bank account before creating an opay account.


Can I transfer money from Opay to another bank?

Yes you can transfer money from your opay account to other bank account, Go to your dashboard and choose “To bank” , Enter the account number, amount and choose the bank to receive the transfer.

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